Investment Property Specialist

Go with the Safer Bet-Real Estate

April 22, 20254 min read

Why Real Estate Is a Safer Bet Than the Stock Market

In the ever-changing world of investing, two words strike fear into even the most seasoned investor: volatility and uncertainty. And nowhere are those two words more relevant than in the stock market.

Over the last decade, the stock market has seen meteoric rises and stomach-turning drops. This is due to everything from tariff wars to sudden inflation spikes. While some investors may have the stomach for that rollercoaster, others are searching for something more grounded.

Let’s explore why real estate offers a far more secure and predictable path to financial freedom and stability. Let's face it, we all have had some sleepless nights due to financial issues.

Real Estate Is a Tangible Asset That Doesn't Vanish Overnight

When you invest in real estate, you're investing in a physical asset that you can see, touch and feel. No matter what the headlines say about the latest trade war or Federal Reserve decision, your rental property doesn't suddenly disappear like stocks can in a market crash. Property values never drops to zero.

Compare this to stocks, where a tweet, an earnings miss, or a sudden regulatory change can cause a double-digit loss in minutes. Real estate values don’t swing that wildly. They're tied to fundamentals like location, housing supply, and demand. Real estate is very forgiving as it does not take a whimsical comment from a celebrity to send its value tumbling.

Tariffs and Global Politics Have Minimal Impact on Residential Real Estate

Remember the U.S.-China tariff tensions a few years ago? Stock portfolios dipped and swayed with every round of trade negotiations. Investors in tech and manufacturing were hit particularly hard.

Now imagine owning a rental property in a growing suburban neighborhood during that same time. Were tenants still paying rent? Did housing demand drop off a cliff? Not at all. In fact, in many areas, rents continued to increase during global trade disputes. In 2025, it is said that rental revenue will be creeping back up. In other words, residential properties will be cash flowing, again.

Real estate is largely shielded from foreign policy drama. While tariffs can disrupt supply chains and corporate profits, they don’t directly impact the cash flow from your duplex in Detroit or your fourplex in Phoenix.

Inflation Helps Real Estate Investors, Not Hurts Them

Here’s a curveball most people don’t realize: inflation is your ally when you own real estate.

As inflation rises, so do rents and property values. That means your income stream increases over time. While your mortgage payment (if it's fixed-rate) stays the same. In contrast, inflation can eat away at the value of your stock market returns, especially if companies are squeezed by rising costs.

Let’s say you bought a property for $200,000 and locked in a 30-year mortgage with a 4% interest rate. Five years later, inflation drives rent up by 20%. Your mortgage payment doesn’t change — but your income does. That’s a win.

You Control the Outcome in Real Estate — Not a CEO or Boardroom

In the stock market, you're a passive observer. You buy a stock and hope the CEO makes smart decisions. If they don’t, your portfolio suffers.

With real estate, you make the decisions on what property to buy, how to manage it, what renovations to make, what rent to charge, and how to finance it. If something underperforms, you can pivot. The performance of YOUR portfolio is not based upon someone else's decision. For example, a CEO’s decisions are driven by corporate goals that do not include your personal financial dreams. Their priorities may not align with yours, and when they decide to sell or shift strategies, it could negatively impact your portfolio. Your financial security should never hinge on someone else’s agenda.

This level of control makes real estate one of the most predictable and customizable investments available. This is something Wall Street simply can’t offer.

The S.W.A.N.™ Method: Sleep Well At Night

When we invest, we want more than just ROI. We want peace of mind.

That's why I follow the S.W.A.N.™ Method — Sleep Well At Night investing. That means choosing cash-flowing properties in solid markets, backed by proven strategies that reduce risk and maximize returns. No daily panic-checking your phone to see if your portfolio tanked while you slept.

Bottom Line

The stock market has its place, but if you're looking for consistent cash flow, tax advantages, inflation protection, and control over your investments — real estate is the safer, smarter path.

If you're tired of the rollercoaster and ready for something steady, let's talk. I help investors secure deals that not only perform, but let you sleep well at night.

Real estate investor

Steven D. Unruh

Real estate investor

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